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Speak to a Lawyer, Not a Receptionist!
Law Offices of Howard G. Smith
3070 Bristol Pike, Suite 112
Bensalem, PA 19020
Telephone: (215) 638-4847
Facsimile: (215) 638-4867
Toll Free: 1-888-638-4847
Copyright © 2006-2013 Law Offices of Howard G. Smith
Frequently Asked Questions about ERISA Cases
1.  What is ERISA?
    "ERISA" stands for the Employee Retirement Income
     Security Act.  The Employee Retirement Income Security Act
     is a federal law which protects employees from having their
     employers treat them unfairly in administering their
     pensions.

2.  How might an employer act unfairly towards its employees
     in administering their pensions?
     There are several ways in which an employer might act
     unfairly towards its employees in administering their
     pensions.  The cases that the Law Offices of Howard G.
     Smith deals with usually occur when an employer acts to
     limit its employees into choosing to invest their pensions in
     the common stock of the employer's company while
     knowing that the stock is a poor investment. 

3.  Why does an employer violate ERISA when it acts to limit
     its employees into choosing to invest their pensions in its
     common stock while it knows that the stock is a poor
     investment?
     ERISA imposes a legal duty on employers that if they assert
     any control over the pension investments their employees
     may make, they must take care to do so responsibly.  If an
     employer asserts control to limit its employees into choosing
     to invest their pensions in the common stock of the
     employer's company while knowing that the stock is a poor
     investment, the employer has failed to responsibly advise
     its employees and has violated ERISA.



4.  If my employer has violated ERISA, what are my rights?
     You have the right to recover from your employer for the
     losses that you sustained on the bad investment that your
     employer wrongfully led you make. 

5.  How do I recover my losses from my employer?
     You must sue your employer to recover the money that it
     owes you.  You should call the Law Offices of Howard G.
     Smith and discuss personally with Mr. Smith the best way to
     go about suing your employer.

6.  What is expected of me if I file a lawsuit?
     You must agree to keep your pension and to keep in your
     pension at least a few shares of stock in your employer's 
     company until the end of the litigation. 

7.  How long does the the litigation take?
     Generally, the litigation takes 2-3 years. 

8.  Does it cost me anything to file a lawsuit?
      No.  The Law Offices of Howard G. Smith will never ask you
      for any money and will cover any cost or expense of litigation
      from its own funds.
Click Here to go to CBS.MarketWatch.Com
Speak to a Lawyer, Not a Receptionist!
Law Offices of Howard G. Smith
3070 Bristol Pike, Suite 112
Bensalem, PA 19020
Telephone: (215) 638-4847
Facsimile: (215) 638-4867
Toll Free: 1-888-638-4847
Click Here to go to CBS.MarketWatch.Com
Speak to a Lawyer, Not a Receptionist!
Law Offices of Howard G. Smith
3070 Bristol Pike, Suite 112
Bensalem, PA 19020
Telephone: (215) 638-4847
Facsimile: (215) 638-4867
Toll Free: 1-888-638-4847